Slash Your Debt: Save Money and Secure Your Future Book PDF, ePub eBook

Join our eBook service for unlimited books & audiobooks. Get a free 7 day subscription! ↓↓↓↓↓


Book Descriptions:
Credit cards may sound like a great way to finance your lifestyle - but do you know how much you'll really be paying and just how long it will take you to get out of debt? Even if you consolidate your debts, do you know the hidden pitfalls that could cost you thousands and get you even deeper in debt? Now, this first-of-its-kind guide unlocks the secrets of "credit card math" and shows you how to navigate the tricky world of debt consolidation options - such as home equity loans, 401(k) loans, credit cards - and come out AHEAD. Slash Your Debt: Save Money and Secure Your Future - written by America's top credit experts, Gerri Detweiler, Marc Eisenson and Nancy Castleman - is filled with simple charts that show how to pay off small or large debts as fast as possible, saving you a ton of money. You'll discover ...
* Why a 13% credit card can cost more to pay off than a 19% one ...
* Where to get consolidation loans with no credit check ...
* Smart ways to make secret credit card math work to your advantage ...
* How to create a rapid repayment plan based on your personality ...
* The 8 essential keys to successful debt consolidation ...
* and much, much more! The influential experts, who have already helped thousands of people save millions of dollars, are now offering YOU their priceless secrets in this step-by-step guide for getting out of debt fast. Chapter 1: Debt Consolidation Basics The Good News: If you choose the right consolidation loan, you'll have one monthly payment (or at least fewer payments), which can mean fewer hassles. You can save time and money -- if you choose a debt consolidation loan with an attractive interest rate and reasonable repayment terms. The Traps: You may pay more with a debt consolidation loan. That's correct. If you don't choose the right consolidation loan, you can end up forking over even more money than if you had just paid your bills at the higher interest rates. You may be in debt for a very long time. Some of these loans carry long repayment terms that can keep you in debt for decades, if not generations! You may end up deeper in debt than when you started. This happens to a lot of folks. Don't let it happen to you! Follow our advice to ensure that you'll get out of debt and stay out. Our first goal is to help you choose the lowest-cost debt consolidation option for your situation, which will hopefully mean lowering the interest rate you're being charged. But getting a lower rate is just one of the steps you can take to get out of debt and save a bundle. Another is to pay off your debt as soon as possible, ideally in no more than three to five years. Throughout this book, we're going to offer many tips that will help you pay off your debts faster, at less cost, and without creating more problems for yourself in the future. Concrete examples will make it easy for you to tune in on the advice that's most relevant to your situation. To keep the numbers as simple as possible, we'll assume your debt is all on one credit card, carrying a 17% interest rate and requiring a minimum monthly payment of 2% of the outstanding balance. As your balance goes down, so will your required payment. (That's how credit cards work. Mortgages, car loans, student loans, and other personal loans require a predetermined monthly payment that does not get smaller as the balance is paid down.) We'll compare three levels of debt: $5,000, $10,000, and $15,000. If your debt is smaller or larger than that, you'll be able to use the tables we provide for information that more closely matches your situation. The Less You're Charged, the More It May Cost At first glance, it would seem that the lower the interest rate charged on a credit card balance, the less you'll pay in interest. And all things being equal, that would be true. Unfortunately, all things aren't always equal, and the credit card industry has come up with an ingenious way to turn less into more.

Slash Your Debt: Save Money and Secure Your Future by Gerri Detweiler, Marc Eisenson, Mark Eisenson

From reader reviews:

Douglas Whatley:

Do you have favorite book? If you have, what is your favorite's book? Guide is very important thing for us to know everything in the world. Each guide has different aim or perhaps goal; it means that publication has different type. Some people really feel enjoy to spend their time to read a book. They can be reading whatever they get because their hobby is definitely reading a book. Think about the person who don't like reading a book? Sometime, man feel need book once they found difficult problem or exercise. Well, probably you will want this Slash Your Debt: Save Money and Secure Your Future.

Brian Bauer:

As people who live in often the modest era should be revise about what going on or details even knowledge to make these keep up with the era and that is always change and move forward. Some of you maybe can update themselves by reading books. It is a good choice in your case but the problems coming to anyone is you don't know what one you should start with. This Slash Your Debt: Save Money and Secure Your Future is our recommendation to make you keep up with the world. Why, as this book serves what you want and need in this era.

Alfred Greenwell:

Typically the book Slash Your Debt: Save Money and Secure Your Future will bring one to the new experience of reading a book. The author style to describe the idea is very unique. If you try to find new book to study, this book very acceptable to you. The book Slash Your Debt: Save Money and Secure Your Future is much recommended to you you just read. You can also get the e-book from official web site, so you can more readily to read the book.

Colleen Edwards:

Beside this kind of Slash Your Debt: Save Money and Secure Your Future in your phone, it could give you a way to get nearer to the new knowledge or details. The information and the knowledge you may got here is fresh in the oven so don't become worry if you feel like an outdated people live in narrow commune. It is good thing to have Slash Your Debt: Save Money and Secure Your Future because this book offers for your requirements readable information. Do you sometimes have book but you do not get what it's interesting features of. Oh come on, that will not end up to happen if you have this in the hand. The Enjoyable arrangement here cannot be questionable, like treasuring beautiful island. Techniques you still want to miss this? Find this book and also read it from currently!